Damage Claims and Transport Risk Policy

Effective date: June 10, 2026 - Movygo Inc. - Canada

1. Transport Risk and Insurance Position

Movygo does not provide cargo insurance unless expressly stated in writing for a specific service. Transport is arranged at customer risk to the maximum extent permitted by law.

2. Claims Relationship

Claims relating to item damage, loss, theft, delays, or transport conditions are generally between the customer and driver. Movygo may review available evidence but is not obligated to provide compensation.

3. Photo Protection and Evidence Records

Movygo may collect and review pickup photos, loading photos, delivery photos, customer issue photos, timestamps, route data, GPS records, acknowledgements, and communications logs. These records may be used to determine whether damage was pre-existing, whether condition changed during transport, whether delivery was properly documented, and whether a claim appears supported.

4. Claim Window and Evidence

5. Exclusions

The following are generally not covered:

6. Fraud Controls and Claim Review

Movygo reserves the right to reject unsupported or fraudulent claims and to take account-level risk actions where abuse is suspected. Movygo may also preserve evidence records for safety, legal, and compliance purposes.